What are the Living Expenses in the UK for International Students?
Studying in the UK continues to be a top choice for international students. With globally ranked universities, diverse cultures, and excellent career opportunities, the UK attracts thousands of students every year. However, before you book your tickets, one of the most
crucial aspects to consider is the living expenses in the UK for international students.
Many first-time students focus only on tuition fees, forgetting that day-to-day living costs play a huge role in overall expenses. To help you plan better, this guide breaks down the average cost of living, major expense categories, visa financial requirements, and practical budgeting tips.
Average Living Expenses in the UK
The living expenses in the UK for international students vary significantly depending on whether you live in London or outside. On average:
- Outside London: £1,100 – £1,400 per month (about £13,300 – £16,800 per year)
- In London: £1,300 – £1,600 per month (about £15,600 – £19,200 per year)
These figures include accommodation, food, transport, utilities, study materials, and personal expenses. Students should always budget slightly higher than the minimum to avoid last-minute financial stress.
Accommodation Costs for International Students
Accommodation is the single largest part of the living expenses in the UK for international students. Costs vary based on location, housing type, and whether you live alone or share.
- On-campus halls (outside London): £400 – £800 per month
- Private rentals in London: £700 – £1,500 per month
- Shared flats: Often cheaper, £350 – £600 outside London, £600 – £1,000 in London
Tip: University-managed accommodation may include bills, making it easier to budget.
Food and Groceries
Food expenses depend on whether you cook at home or eat out often. On average, students spend:
- £150 – £250 per month on groceries if cooking at home
- Eating out frequently can double this amount
Cooking at home is one of the smartest ways to manage living expenses in the UK for international students. Popular budget-friendly supermarkets include Aldi, Lidl, and Tesco.
Transportation Costs for International Students
Transport costs differ depending on your city. London has the most expensive public transport, while smaller cities are more affordable.
- London: £120 – £155 per month (with a student Oyster card)
- Outside London: £40 – £80 per month
Cycling or walking can further reduce transport expenses, especially if you live near your campus.
Utilities and Internet Cost
If your accommodation doesn’t include utilities, expect to pay:
- £40 – £80 per month for gas, electricity, water, and internet
Sharing accommodation is helpful because these costs get divided among multiple students.
Study Materials Cost for International Students
Books, stationery, and digital tools may add £30 – £60 per month. Many students save money by borrowing from libraries or buying second-hand books online.
Personal and Social Expenses for International Students
Entertainment, shopping, gym memberships, and travel are part of student life. On average:
- £150 – £200 per month is a fair estimate
Being mindful of personal spending is key to controlling living expenses in the UK for international students.
How Location Affects Costs
Where you study makes a huge difference.
- London, Oxford, Cambridge: Higher rent, higher food and transport costs
- Cities like Sheffield, Leicester, Nottingham, and Newcastle: More affordable for international students
This location difference explains why the living expenses in the UK for international students are always quoted as a range.
Official Visa Financial Requirements
When applying for a UK Student Visa, you must prove you have enough funds to support yourself. As of 2025:
- In London: £1,483 per month (up to 9 months)
- Outside London: £1,136 per month (up to 9 months)
This is the minimum financial requirement, but real living expenses may be higher. It’s wise to budget an extra cushion to stay financially secure.
Practical Tips to Manage Living Costs for International Students
Managing the living expenses in UK for international students can be challenging, but smart choices make it easier:
- Opt for shared housing – reduces rent and utility bills.
- Use student discounts – transport, restaurants, and even cinema tickets have discounts.
- Cook at home – significantly cheaper than eating out.
- Buy second-hand books and clothes – saves a lot over time.
- Work part-time – student visas allow up to 20 hours per week during term time.
Comparison Table: London vs Outside London
| Expense Category | London (per month) | Outside London (per month) |
| Accommodation | £700 – £1,500 | £400 – £800 |
| Food & Groceries | £150 – £250 | £100 – £200 |
| Transportation | £120 – £155 | £40 – £80 |
| Utilities & Internet | £50 – £80 | £40 – £70 |
| Personal & Social | £180 – £200 | £150 – £180 |
| Study Materials | £30 – £60 | £30 – £50 |
| Total Average | £1,300 – £1,600 | £1,100 – £1,400 |
Final Thoughts
The living expenses in the UK for international students depend on lifestyle, accommodation, and location. On average, you can expect to spend between £1,100 – £1,600 per month, with London being the costliest option.
Careful planning, making use of student discounts, cooking at home, and choosing affordable accommodation can help you manage your budget efficiently. By understanding these costs before moving, you’ll be better prepared to enjoy your studies and student life in the UK without financial worries.